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Post-Closing Final Documents Specialist - CoOp & CEMA

April 27, 2026

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.Position Overview: The Post-Closing Final Documents Specialist of Cooperative & CEMA Loans is responsible for the end-to-end post-closing processing, review, curing, and delivery of trailing documents for cooperative mortgage loans and Consolidation, Extension, and Modification Agreements (CEMAs). This role requires advanced knowledge of New York recording requirements, cooperative housing documentation, and investor-specific trailing document standards. The Post-Closing Final Documents Specialist – CoOp & CEMA ensures all final documents are accurate, compliant, recorded, and delivered within required investor timelines, with a high degree of precision and ownership over an assigned pipeline.Job Responsibilities:<ul><li>Review executed cooperative loan closing packages for completeness and accuracy, including recognition agreements, proprietary lease and stock certificate documentation, UCC‑1 financing statements, and cooperative assignments and applicable riders.</li><li>Confirm compliance with cooperative corporation requirements, managing agent instructions, and investor guidelines.</li><li>Track, follow up, and cure missing or defective cooperative-specific trailing documents.</li><li>Review and process executed CEMA packages to ensure the accuracy of the Consolidation, Extension, and Modification Agreement, prior note and mortgage references, and all related gap mortgages, assignments, and satisfactions.</li><li>Coordinate with settlement agents, recording offices, and title companies to ensure correct recording order, proper indexing, and the timely return of recorded instruments.</li><li>Identify and resolve recording rejections, document discrepancies, or title defects impacting the CEMA structure.</li><li>Actively manage a dedicated pipeline of cooperative and CEMA loans.</li><li>Obtain, review, and submit all required trailing documents within investor timelines, including recorded mortgages and CEMAs, assignments and satisfactions, and UCC filings and amendments.</li><li>Upload documents to loan onboarding and document management systems with accurate indexing and metadata.</li><li>Prepare complete final document packages for investor delivery.</li><li>Respond to investor inquiries and document exceptions related to cooperative and CEMA loans.</li><li>Escalate aged items, title defects, or complex issues to the Team Lead or Manager with recommended resolutions.</li><li>Partner with closing, title, and servicing teams to resolve post-closing issues efficiently.</li><li>Ensure adherence to investor guidelines, state and local recording requirements, and internal post‑closing policies and procedures.</li><li>Maintain audit-ready loan files with clear documentation trails.</li><li>Participate in quality control reviews and remediation efforts as needed.</li></ul>Qualifications and Skills:<ul><li>High school diploma or equivalent required; associate or bachelor’s degree preferred.</li><li>3+ years of post‑closing or final documents experience, with familiarity in cooperative loans and New York CEMA transactions.</li><li>Advanced knowledge of New York recording requirements, cooperative housing documentation, and trailing document investor standards.</li><li>Advanced understanding of cooperative and CEMA loan structures. </li><li>Excellent attention to detail and document accuracy.</li><li>Skilled in independently managing a complex pipeline with minimal oversight.</li><li>Skilled in working effectively in a dynamic, deadline‑driven environment.</li><li>Skilled in maintaining a high level of accountability and ownership over assigned loans.</li><li>Excellent communication skills while collaborating with internal teams and external partners.</li><li>Excellent problem-solving skills with a proactive approach to curing defects.</li><li>Proficiency in loan servicing, imaging, and document tracking systems.</li></ul> This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. <div>CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! <a href="https://crosscountrymortgage.com/about-us/careers/apply/" target="_blank" rel="noopener noreferrer">careersatccm.com</a> CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: <a href="http://mycrosscountrybenefits.com/" target="_blank" rel="noopener noreferrer">https://mycrosscountrybenefits.com</a>California residents: Please see CrossCountry’s <a href="https://crosscountrymortgage.com/ccpa/applicant/" target="_blank" rel="noopener noreferrer">privacy statement</a> for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit <a href="http://www.NMLSConsumerAccess.org" target="_blank" rel="noopener noreferrer">www.NMLSConsumerAccess.org</a>. </div>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...